Business Insurance

Workmen Injury Compensation

Workmen Injury Compensation

Ensure you have the right amount of this compulsory cover

Employers are required by law to take steps to ensure their workplaces are safe. This includes having workers’ compensation insurance for all their employees.

What do you need to know?

  • Who should consider it?

    Workmen injury compensation is compulsory for all employers.

  • What can it cover?

    Workmen injury compensation insurance pays employees who are injured at work or become sick because of their work.

    Workmen injury compensation insurance can cover:

    • Employees’ wages if they’re not fit to work
    • The cost of their rehabilitation and medication

  • What isn't covered

    There are exclusions. There is also often a deductible or excess and limits on cover, so check with your Steadfast insurance broker.

Find a Steadfast Broker

Get the right advice at the right price and have a local Steadfast broker on your team.

Case Study

Staff injury and illness can be impossible to foresee

Employee suffers carpal tunnel syndrome

Lin works on a production line, packing food products. After five years at the job, she develops carpal tunnel syndrome, which is painful and makes it impossible for her to do her job.

It was found that the repetitive work on the production line caused her condition. She needs to take time off work to rest, undergo physiotherapy and have corticosteroid medication.

Lin’s employer is able to claim on their Workmen injury compensation insurance. They also took steps to improve their work safety practices, such as moving staff to different tasks and ensuring they take regular breaks during the day.